|Your privacy is very important to us and
you can be assured that our privacy practices are held to high
standards by outside organizations. Payments made for our
products are handled by Paybyweb.com, a leading payment processor
Information We Collect.
Our primary goal in collecting personal information from you is to
provide you with a safe, efficient, and secure service for making
purchases on line.
We automatically track certain information about you based upon your
behavior on our site. We use this information to do internal
research on our users' demographics, interests, and behavior to
better understand and serve our users. This information is compiled
and analyzed on an aggregated basis. This information may include
the URL that you just came from (whether this URL is on our site or
not), which URL you next go to (whether this URL is on our site or
not), what browser you are using, and your IP address.
When you make a purchase from a Paybyweb merchant, we collect some
additional information, including billing address, credit card
number and credit card expiration date and tracking information from
checks or money orders. PAYBYWEB.COM WILL NOT DISCLOSE BANKING OR
CREDIT CARD INFORMATION TO ANY THIRD PARTIES, OTHER THAN TO LAW
ENFORCEMENT AGENCIES WHO HAVE SHOWN EITHER JUST CAUSE, OR HAVE
PROVIDED COURT ORDER, SUBPOENA, OR LAWFUL REQUEST FOR DATA.
Our Use of Your Information.
We use personally identifiable information about you to improve our
marketing and promotional efforts, to statistically analyze site
usage, to improve our content and product offerings and to customize
our site's content, layout, and services. We believe these uses
allow us to improve our site and better tailor it to meet our users'
We may also use your information to deliver information to you that,
in some cases, are targeted to your interests, such as new services,
new Paybyweb merchant sites, and promotions. By accepting the User
Agreement you expressly agree to receive this information.
We use your email address, your mailing address, and phone number to
contact you regarding banking security issues, notices, new product
offerings, and relevant communications. We use information in the
file we maintain about you, and other information we obtain from
your current and past activities on the Site, to resolve disputes,
troubleshoot problems and enforce our User Agreement. At times, we
may look across multiple users to identify problems or resolve
disputes, and in particular on rare occasions we may evaluate your
information to look for users using multiple User IDs or aliases.
Our Disclosure of Your Information.
Unfortunately, due to the existing regulatory environment, we cannot
ensure that all of your private communications and other personally
identifiable information will never be disclosed in ways not
(without limiting the foregoing), we may be forced to disclose
information to the government or third parties under certain
circumstances, or third parties may unlawfully intercept or access
transmissions or private communications. We can (and you authorize
us to) disclose any information about you to law enforcement or
other government officials as we, in our sole discretion, believe
necessary or appropriate, in connection with an investigation of
fraud, intellectual property infringements, or other activity that
is illegal or may expose us to legal liability. Further, we can (and
you authorize us to) disclose your UserID, name, street address,
city, state, zip code, country, phone number, and email, as we in
our sole discretion believe necessary or appropriate in connection
with an investigation of fraud, intellectual property infringement,
piracy, or other unlawful activity. Therefore, although we use
industry standard practices to protect your privacy, we do not
promise, and you should not expect, that your personally
identifiable information or private communications will remain
The following describes some of the ways that your personally
identifiable information may be disclosed.
Advertisers. We do aggregate personally identifiable
information and disclose such information in aggregate to
advertisers and for other marketing and promotional purposes.
However, in these situations, we do not disclose to these entities
any information that could be used to personally identify you.
Certain information, such as your password, credit card number, and
bank account number, are not disclosed to marketing advertisers in
aggregate at all.
Legal Requests. Paybyweb, Inc. cooperates with law
enforcement inquires and other third parties to enforce laws,
intellectual property and other rights. Therefore, intellectual
property and other rights owners, and local, state, federal and
international law enforcement can request and may receive your
personally identifiable information.
Suppliers and Other Service Providers. We may use third party
Suppliers and Service Providers to facilitate our services. For
example, we may outsource the operations of one or more aspects of
our site to a Supplier or Service Provider who performs services
according to our requirements. As an example, your information may
be passed to a bank or payment processor to verify and/or validate
your banking information and to execute necessary payments. Paybyweb
has no control over these organizations, nor what they do with your
Other Information Collectors.
document only addresses the use and disclosure of information we
collect from you. To the extent that we use third party advertisers
and servicers, they adhere to their own privacy customs and
policies. Since paybyweb does not control the privacy policies of
third parties, you are subject to the privacy customs and policies
of that third party. We encourage you to ask questions before you
disclose your personal information to others.
Paybyweb uses industry standard efforts to safeguard the
confidentiality of your personal identifiable information, such as
firewalls and Secure Socket Layers. However, "perfect security" does
not exist on the Internet.